CCRE REPORT
California's Insurance Landscape: From Risk to Resilience
California’s insurance market is facing unprecedented challenges, with rising premiums, non-renewals, and the withdrawal of major insurers posing significant risks to homeowners across the state. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), discussing the urgent need to modernize the insurance regulatory framework and address the growing climate-related risks, particularly wildfires.
CCRE panelists explored a range of issues, including outdated regulations under Proposition 103, the use of advanced risk assessment technologies, and the importance of empowering consumers through education on home safety and wildfire mitigation. The discussion emphasized the necessity of regulatory reforms, proactive homeowner strategies, and public-private collaborations to ensure that insurance remains accessible and affordable for California homeowners. This report is made available only by the Center for California Real Estate.
CCRE REPORT
Unlocking Potential: Tackling the Bay Area's Housing Supply Challenge
The Bay Area faces a critical shortage of housing that is driving up prices. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), discussing the barriers to increasing housing supply and proposing solutions to address these challenges. The panel focused on the urgent need for regulatory reform, innovative financing models, and a cultural shift in public opinion to support housing initiatives.
CCRE panelists examined a range of issues, including restrictive zoning laws, high construction costs, and the discretionary nature of issuing permits. The discussion emphasized the need for a comprehensive approach that integrates policy reform, community engagement, and targeted investments to create a more dynamic and inclusive housing market in the Bay Area.
CCRE REPORT
AI in Real Estate: Prospects, Challenges & Future Directions
With the rapid advancement of artificial intelligence (AI) technology, the real estate industry encounters monumental opportunities for growth and inherent risks to consider during this technological evolution. This report dissects the informative conversation from the Center for California Real Estate's panel featuring technologists and real estate experts who provide insightful analysis on how professionals in the industry can effectively harness this technology.
In this report, panelists explored the way professionals conduct business, interact with clients, and utilize information and analytics during this revolutionary shift. They provided a comprehensive understanding of the technology’s immediate applications and long-term potential.
CCRE REPORT
Housing 2024: The California Dream in Focus
Amid higher interest rates and increasing home prices, buyers and sellers have navigated through shifting market instability. To address the challenges facing California's residential real estate sector, the Center for California Real Estate gathered renowned economists and housing experts to provide a 2024 housing outlook in California.
CCRE panelists delved into critical issues, from projecting Federal Reserve interest rate cuts to the challenges of affordability in a state grappling with limited housing supply. This CCRE-exclusive report laid out solutions for policymakers and stakeholders to consider for a healthy and vibrant future in California real estate.
CCRE REPORT
Surviving Climate Whiplash: Statewide Solutions for Housing and Future Development
Shifting weather patterns are producing trends misaligned with historical data, making planning for the state’s water future increasingly challenging. This report outlines a summary from a panel of experts, convened by CCRE, discussing the impacts of climate change on California’s water systems and infrastructure. Exploring current challenges and possible solutions to confront “climate whiplash,” the topic precipitated a thought-provoking discussion on the state’s water future.
CCRE panelists outlined a wide range of issues from droughts
and wildfires to water infrastructure and conservation all with the goal of ensuring the long-term sustainability of the Golden State’s water supply.
This report is made available only by the Center for California Real Estate.
EXCLUSIVE CCRE REPORT
Who Gets to Call California Home?
California is the most diverse state in the nation, but the state’s housing crisis has heightened key challenges for younger generations, communities of color, and renters in general. This new research sponsored by CCRE, in partnership with leading demographer Dowell Myers from USC’s Sol Price School of Public Policy and the Population Dynamics Research Group, covers dimensions of the housing crisis previously unexplored with independent research that addresses the heart of effective and equitable policies to improve the well-being of all Californians.
The report captures key demographic trends that will shape the housing market for years to come in California, so that real estate practitioners can best anticipate market conditions and understand dynamics that will impact the buying and selling of real estate. The data is provided to support decision-makers, legislators and the public as they shape the future of homes and housing in California. This report is made available only by the Center for California Real Estate.
CCRE REPORT
Legislators Discuss Out-of-the-Box Solutions to California's Housing Affordability Crisis
California’s housing affordability crisis has reached a critical point, making it clear that traditional approaches are insufficient. This report outlines a summary from a panel of legislators and experts, convened by the Center for California Real Estate (CCRE), to discuss innovative solutions to address the state’s pressing housing challenges. By examining a range of legislative efforts and policy proposals, the panel aimed to identify actionable strategies to increase housing supply and affordability.
CCRE panelists explored various "out-of-the-box" solutions, including accessory dwelling units (ADUs), homeownership savings accounts, and CEQA reform. The discussion highlighted the importance of bipartisan collaboration and the need for creative approaches to overcome local resistance and regulatory barriers. This report provides a comprehensive overview of these discussions and underscores the urgent need for innovative solutions to ensure housing affordability for all Californians.
CCRE REPORT
AI in Real Estate: Navigating the Paradigm Shift
​The rapid emergence and acceptance of artificial intelligence (AI) technology presents a critical juncture for the real estate industry. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), discussing the transformative impact of AI on real estate. Exploring current challenges and opportunities, the discussion provided valuable insights into how AI can enhance the efficiency and effectiveness of real estate professionals while addressing potential disruptions to traditional business models.
CCRE panelists delved into various aspects of AI, from machine learning and natural language processing to computer vision and AI-driven customer interactions. The goal was to understand how AI can be leveraged to improve productivity, strengthen value propositions, and ultimately benefit consumers in the real estate market.
CCRE REPORT
Is Sacramento’s Affordable Housing About to Disappear?
The Sacramento region stands at a pivotal moment as it transitions from an agricultural center and the state capital to a burgeoning hub for technological employment. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), discussing the critical challenges facing Sacramento’s affordable housing market. The discussion provided a comprehensive overview of the pressures and opportunities presented by Sacramento's rapid growth and its implications for housing affordability.
CCRE panelists examined a variety of factors contributing to the region’s housing crisis, including regulatory impediments, the impact of an influx of new residents, and the pressures on local infrastructure. They also discussed potential solutions, such as fostering a business-friendly environment, enhancing public transportation, and implementing creative housing policies to maintain affordability. The insights offered by the panel highlight the urgent need for strategic planning and collaboration among local and state governments, industry stakeholders, and the community to ensure that Sacramento remains a viable and affordable place to live and work.
CCRE REPORT
Exploring Solutions to the Bay Area Housing Crisis
The San Francisco Bay Area is grappling with one of the most severe housing affordability crises in the United States, exacerbating issues of social mobility, business confidence, and community cohesion. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), to discuss innovative and effective solutions to mitigate this crisis. The panel focused on understanding the complex dynamics of the housing market and identifying actionable strategies to increase housing availability and affordability.
CCRE panelists explored a variety of solutions, including regulatory reforms, increased housing density near transit hubs, and the promotion of more inclusive housing policies. They emphasized the importance of both short-term and long-term strategies, highlighting the need for collaboration among policymakers, community leaders, and industry stakeholders. The discussion underscored the critical need for proactive measures to address displacement and enhance affordability.
CCRE JOURNAL
Volume I: Housing Affordability
As California continues to struggle with housing affordability, this journal presents a collection of notable studies and analyses addressing the critical issues and potential solutions. The studies within this volume offer a comprehensive overview of the challenges and innovative approaches to making housing more affordable across the state. Among the highlighted studies are:
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California Homeownership in 2030 and Beyond: Demographic Change and the “Lost Generations” of California Homeowners by William R. Emmons and Lowell R. Ricketts
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Can Americans Rebuild Their Assets if Asset-Building is no Longer a Political Priority? by Doug Ryan
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Missing Middle Housing: Supplying Diverse Housing Options
Along a Spectrum of Affordability by
Dan Parolek
CCRE JOURNAL
Volume II: Housing Affordability
As the dream of homeownership evolves, this journal presents a collection of notable studies and analyses that delve into the factors influencing homeownership trends and strategies to support future homeowners. The studies within this volume offer a comprehensive overview of the challenges and opportunities in homeownership today. Among the highlighted studies are:
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Learning to Achieve the American Dream: Education’s Impact on Homeownership by Mark Fleming
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Inequality, Mobility, and the State of the American Dream by Kevin T. Leicht
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Rebuilding Pathways to Homeownership: Policy Priorities for Millennials and the Middle Class by Reid Cramer
CCRE JOURNAL
Volume III: Land Use
This volume delves into the complex issues surrounding land use in California, presenting research that examines how land use policies and practices impact housing development and affordability. The studies within this volume provide insights into effective land use strategies to support sustainable housing growth.
Among the highlighted studies are:
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A California YIMBY State of Mind: Ending the Housing Shortage and Preserving Community Input by Brian Hanlon
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The Role of Local Land Use Regulation in Slowing Residential Development in California by Dr. Kristoffer Jackson
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Stronger State Leadership and Enforcement Needed to Address California’s Housing Crisis by Cathy Creswell